The law of limitations applicable to insurance claims has entered a period of uncertainty, arising in part from insurers’ ability to “contract out” of the Limitations Act, 2002 (LA 2002) where the insured is not a “consumer.” Claims on group long-term disability policies may prove especially hazardous.

This article by Debra Rolph, Director of Research at LAWPRO, discusses this new development, and touches on why certain attempts by insurers to contract out of the LA 2002 are impermissible, and how this knowledge might save your client’s claim, and your deductible.

Categories: Limitations Claims