This is not a claim, but…
At LAWPRO we often get explanations from insureds as to why they feel their matter is not reportable to LAWPRO. Commonly we hear the following: “There is no claim against me. No one has commenced an action, there is no litigation. So, there is no claim”.
This article by Katie James, Claims Counsel at LAWPRO, explains the common misunderstandings about reporting to LAWPRO and de-bunks the following myths:
1. being sued is the only time an insured needs to report,
2. there is no claim so an insured does not need to report, and
3. the allegation has no merit, so there is no need to report.